SAINT SIMONS ISLAND, GEORGIA
Wealth management
built around your tax picture.
A CPA-led, wealth management firm built for business owners and individuals who want one integrated relationship — not two professionals who never talk.
Sound familiar?
These are the gaps
we were built to solve.
"My advisor doesn't know what I paid in taxes last year."
TAX DISCONNECT
"I have a plan — I'm just not sure the math actually works."
RETIREMENT READINESS
"My financial life is managed by people who don't coordinate."
FRAGMENTED PLANNING
"Most people have a financial advisor and a CPA who have never spoken to each other. That gap is exactly where money gets left on the table."
— Jake Harvard, CPA, CFP®
WHY HARVARD WEALTH
A different kind of advisory firm.
01
Integrated Tax & Wealth Planning
Many advisory firms outsource or ignore tax planning entirely. As a CPA-led firm, we build tax strategy directly into your investment decisions, retirement planning, and wealth transfer — the goal is after-tax wealth, not just returns.
02
Fiduciary. Always.
Most advisors at large firms can toggle between fiduciary and sales-based roles depending on the product. We are regulated solely as a fiduciary — legally required to act in your best interest, every time, with no exceptions.
03
Independent — No Conflicts
We're not affiliated with a bank, brokerage, or insurance company. We answer only to you. That independence allows us to recommend solutions based solely on what's best for your financial picture — nothing else.
04
Transparent, Simple Fees
No commissions. No hourly billing. No separate planning fees. You pay one straightforward AUM fee, and comprehensive financial planning is included. You always know exactly what you're paying and what you're getting.
WHAT WE DO
Comprehensive planning, fully integrated.
INVESTMENT MANAGEMENT
TAX STRATEGY
RETIREMENT PLANNING
ESTATE & PLANNING
FINANCIAL PLANNING
HOW IT WORKS
A clear path from first call to clarity.
Step 1
A short, no-obligation conversation to understand your situation and determine whether we're the right fit. No cost, no pressure.
Introductory Call
Step 2
We analyze your financial picture and walk through our findings — retirement readiness, tax efficiency, investment alignment. Free of charge.
Financial Clarity Meeting
Step 3
Once you become a client, we begin executing your integrated strategy and continue refining it as your life and goals evolve.
Implementation & Ongoing Planning
WHO WE SERVE
Built for people who want their finances working together.
We work with a deliberate number of clients — business owners and individuals approaching or in retirement — who want more than an investment account. They want a complete financial relationship.
—
—
Business Owners
Building equity, planning an eventual exit, and managing the complexity of personal and business finances in tandem.
Pre-Retirees & Retirees
Within 10 years of retirement or already there — needing a clear, tax-smart income strategy that makes their wealth last.
—
The Financially Fragmented
An advisor and CPA who've never spoken. Ready for one trusted relationship that sees the whole picture.
AS FEATURED IN
“Harvard Wealth Management has officially launched on St. Simons Island, delivering a tax-integrated approach to financial planning and investment management for individuals, families and business owners.”
— THE BRUNSWICK NEWS
